URSSAF Employee Savings Plan (PEE/PERCO) Establishment Form

Establish Your Employee Savings Plan with Confidence

Setting up a Plan d'Épargne Entreprise (PEE) or Plan d'Épargne Retraite Collectif (PERCO) is one of the most valuable employee benefits you can offer in France. This URSSAF-compliant employee savings plan establishment form helps French employers streamline the setup process, ensuring you meet all regulatory requirements while providing your team with meaningful retirement and savings benefits.

Whether you're an HR manager at a growing SME, a payroll administrator managing compliance, or a business owner looking to enhance your employee benefits package, this template guides you through every critical decision—from employer matching contributions to investment fund selection and early withdrawal conditions.

Why Employee Savings Plans Matter for French Businesses

Employee savings plans aren't just about compliance—they're strategic tools for attraction and retention. PEE and PERCO plans offer significant tax advantages for both employers and employees, reduce social charges when structured correctly, and demonstrate your commitment to long-term employee wellbeing.

For employers, contributions to these plans are exempt from certain social charges and can be deducted from corporate income tax. For employees, the funds grow tax-free until withdrawal, making these plans far more attractive than standard salary increases in many cases.

What This Form Covers

This comprehensive establishment form captures all the information needed to set up your company's employee savings plan in compliance with URSSAF and French labour law:

Company & Plan Information: Your SIRET number, legal structure, workforce details, and whether you're establishing a PEE, PERCO, or both.

Employer Matching & Contributions: Define your abondement (employer matching) rates, contribution ceilings, vesting schedules, and specific matching formulas that align with your budget and retention goals.

Investment Options: Select the investment funds (FCPE) you'll offer employees, risk profiles, default investment choices, and whether you'll include socially responsible investment (SRI) options.

Early Withdrawal Conditions: Specify the exceptional circumstances that allow early access to locked funds—marriage, PACS, birth/adoption, home purchase, disability, unemployment, divorce, death of spouse, and business creation.

Governance & Administration: Designate your supervisory council representatives, outline the monitoring process, and specify how the plan will be communicated to employees.

URSSAF Compliance: Ensure your plan structure meets all French regulatory requirements, including contribution limits, lock-in periods, and reporting obligations.

How Paperform Simplifies Savings Plan Administration

Rather than wrestling with complex spreadsheets, email chains between HR and finance, or confusing PDF documents, this Paperform template gives you a single, organised intake process that captures every decision in one place.

Conditional logic ensures you only see questions relevant to your plan type—if you're setting up a PEE but not a PERCO, you won't be overwhelmed with irrelevant options. Calculation fields can help you model employer contribution costs in real time as you configure matching rates and caps.

Once submitted, this form can trigger a complete workflow using Stepper (stepper.io) to automate your next steps: generate the plan documentation, notify your selected fund providers, schedule employee information sessions, create URSSAF declaration drafts, and set calendar reminders for annual plan reviews. You can also route the submission to your finance team for budget approval, your legal counsel for final review, or your external benefits administrator for implementation.

Integration with your existing tools is seamless—send plan details to your HRIS, log decisions in Google Sheets or Airtable, notify stakeholders via Slack, or push data into your payroll system to begin processing contributions.

Why French Employers Choose Paperform

Over 500,000 teams worldwide use Paperform to handle everything from compliance forms to employee onboarding, and French businesses particularly appreciate the platform's flexibility in handling complex regulatory requirements.

The form is fully customisable—add your company logo, adjust language and terminology to match your internal communication style, and embed it directly into your HR portal or intranet. Because Paperform is SOC 2 Type II compliant and GDPR-ready, you can confidently collect sensitive employee and company information knowing it's protected to the highest international standards.

For HR teams managing multiple entities or subsidiaries, the Agency+ plan makes it simple to create versions of this form for each legal entity while maintaining central oversight and reporting.

Who This Form Is For

This template is designed for:

• HR Managers and Directors establishing or restructuring employee benefits programs
• Payroll Administrators ensuring URSSAF compliance and accurate contribution processing
• CFOs and Finance Teams modeling employer contribution costs and tax optimization
• Business Owners at SMEs looking to compete with larger employers on benefits
• Employee Benefits Consultants supporting multiple French clients
• Works Council Representatives participating in savings plan governance

Get Started in Minutes

Instead of starting from scratch or adapting generic templates, this form gives you a ready-to-use foundation built specifically for French employee savings plan establishment. Simply customize the investment fund options to match your selected providers, adjust matching rates to your budget, and you're ready to begin collecting the information needed to launch your PEE or PERCO.

With Paperform's AI-powered form builder, you can even describe additional customizations in plain language—"add a section for temporary workers' eligibility" or "include a question about plan participant loans"—and watch the form update automatically.

Once your plan is established, use Papersign (papersign.com) to send plan participation agreements to employees for electronic signature, creating a complete digital audit trail that satisfies French labour law documentation requirements.

Beyond Setup: Ongoing Plan Management

While this form focuses on initial establishment, the same Paperform platform can support your ongoing plan administration: annual employee enrollment forms, contribution change requests, early withdrawal applications, fund reallocation requests, and beneficiary designation updates.

By centralizing all employee savings plan processes in Paperform, you create a consistent, professional experience that reflects well on your HR function while ensuring every interaction is properly documented and compliant.

Ready to establish your employee savings plan with confidence? This template handles the complexity so you can focus on supporting your team's financial future.