Non-Willful FBAR Violation Compliance & Certification Form

Simplified FBAR Compliance for Non-Willful Violations

If you've discovered unreported foreign financial accounts and need to come into compliance with the IRS Foreign Bank Account Report (FBAR) requirements, this Non-Willful FBAR Violation Compliance Form provides a clear, structured pathway to resolve your filing obligations through the IRS Streamlined Filing Compliance Procedures.

Who This Form Is For

This template is designed for U.S. taxpayers—including individuals, small business owners, expatriates, and dual citizens—who have unintentionally failed to report foreign bank accounts or financial assets. If your non-compliance was due to negligence, oversight, or misunderstanding rather than willful evasion, the Streamlined Filing Compliance Procedures offer a path to resolve penalties and come current with your tax obligations.

Typical users include:

• Expatriates and dual citizens who didn't realize they had ongoing U.S. tax filing requirements
• Small business owners and entrepreneurs with international operations or accounts
• Investors holding foreign investment accounts, pension funds, or trusts
• Individuals who inherited foreign accounts or received gifts from overseas relatives
• Accountants, CPAs, and tax professionals preparing streamlined filings for clients

Why FBAR Compliance Matters

The Bank Secrecy Act requires U.S. persons to report foreign financial accounts exceeding $10,000 at any time during the calendar year. Non-compliance—even if unintentional—can result in significant civil penalties. The Streamlined Filing Compliance Procedures provide relief for taxpayers who can certify their conduct was non-willful, offering reduced penalties and a clear route to compliance.

What This Form Covers

This comprehensive template guides you through every element of a streamlined FBAR compliance submission:

1. Taxpayer Identification & Profile – Personal information, SSN/ITIN, residency status, and contact details
2. Foreign Account Details – Institution names, account types, countries, maximum values, and reporting periods
3. Reason for Non-Compliance – Detailed explanation of circumstances leading to the failure to file
4. Non-Willful Certification Statement – Formal certification that your conduct was not willful under IRS guidelines
5. Risk Assessment & Penalty Calculation – Evaluation of penalty exposure and documentation readiness
6. Supporting Documentation Checklist – Requirements for bank statements, account records, and prior returns
7. Professional Representation Information – Details if you're working with a CPA, tax attorney, or enrolled agent

How Paperform Makes FBAR Compliance Easier

Traditional FBAR compliance involves juggling PDFs, spreadsheets, email chains, and document collection nightmares. Paperform transforms this complex process into a guided, professional workflow:

• Conditional logic shows or hides questions based on residency status, account types, and filing history—so respondents only see what's relevant to their situation
• Calculation fields automatically compute aggregate account values, penalty ranges, and statute of limitation considerations
• File upload fields securely collect supporting documentation (bank statements, proof of residency, prior tax returns) in one place
• Certification acceptance with e-signature functionality ensures legal compliance with IRS requirements
• Custom success pages provide next steps, timeline expectations, and links to additional resources

The doc-style editor lets you customize the language, add explanatory notes, embed IRS guidance videos, and match the form to your firm's branding—all without touching code.

Automate Post-Submission Workflows with Stepper

Once a client or taxpayer submits their FBAR compliance form, the real work begins. Stepper (stepper.io)—Paperform's AI-native workflow automation platform—can turn each submission into a structured, multi-step compliance process:

• Route submissions to the appropriate tax professional or compliance team based on complexity or risk level
• Automatically create client files in your practice management system or CRM
• Send personalized follow-up emails requesting missing documentation or clarifications
• Generate task lists for preparing amended returns, FinCEN Form 114, and supporting statements
• Set reminders for statute of limitation deadlines and IRS response timelines
• Update case status in Airtable, Notion, or Google Sheets for full visibility across your team

Stepper ensures nothing falls through the cracks and that every FBAR case moves smoothly from intake to final submission—no manual handoffs required.

Built for Tax Professionals and Their Clients

Whether you're a solo CPA, part of a boutique tax advisory firm, or an international tax specialist, this form template helps you:

• Standardize intake across FBAR compliance cases for consistency and quality control
• Reduce back-and-forth by collecting complete information and documents upfront
• Demonstrate professionalism with a polished, branded client experience
• Ensure accuracy through guided questions and built-in validation
• Protect your practice with detailed record-keeping and audit trails

For taxpayers handling their own compliance, the form provides structure, clarity, and confidence during a stressful and confusing process.

Security and Compliance You Can Trust

FBAR compliance involves highly sensitive financial and tax information. Paperform is SOC 2 Type II compliant and offers enterprise-grade security features including SSL encryption, data residency controls, and access permissions. While Paperform is not HIPAA-compliant, it meets the security standards expected by tax professionals and financial advisors handling confidential client data.

Forms can be embedded on your firm's website, shared via secure link, or hosted on a custom domain—with full control over who can access and submit.

Integrations That Keep Your Practice Running Smoothly

Paperform "plays nicely" with the tools tax professionals rely on every day:

• CRM and client management: Push new FBAR cases directly into HubSpot, Pipedrive, or your practice management software
• Document storage: Route uploaded bank statements and tax records to Dropbox, Google Drive, or OneDrive
• Spreadsheets and databases: Log submissions in Google Sheets or Airtable for tracking and reporting
• Communication: Send instant Slack or email notifications when high-risk cases come in
• Automation: Use Stepper, Zapier, or Make to connect Paperform to thousands of other tools

Get Compliant Faster

The IRS Streamlined Filing Compliance Procedures offer a limited window for taxpayers to come forward voluntarily. Delays can result in increased penalties or loss of eligibility. This form template gives you a professional, efficient way to gather the information and documentation needed to prepare accurate submissions—quickly and with confidence.

Whether you're a tax professional serving expatriates and international clients, or an individual navigating FBAR compliance on your own, Paperform provides the structure, automation, and security you need to get the job done right.

Start with this template, customize it to your practice, and take control of your FBAR compliance process today.