Commercial Real Estate Loan Application

Streamline Your Commercial Real Estate Financing with Our Professional Loan Application Template

Securing commercial real estate financing requires detailed documentation, clear presentation of financials, and a streamlined application process. Our Commercial Real Estate Loan Application template is designed specifically for banks, credit unions, commercial lenders, and private financing institutions that need to collect comprehensive borrower information efficiently and professionally.

Built for Commercial Lending Workflows

Commercial real estate loans involve significantly more complexity than residential mortgages—from business entity structures and rental income verification to property appraisals and debt service coverage ratios. This template captures all the essential information lenders need to underwrite commercial properties, including office buildings, retail spaces, industrial warehouses, multi-family properties, and mixed-use developments.

The form guides applicants through a logical sequence: business entity details, property information, financial documentation uploads, existing debt obligations, and rental income details. By organizing the application into clear sections, you reduce back-and-forth communication and speed up the underwriting process.

Designed for Real Estate Professionals and Financial Institutions

Whether you're a commercial loan officer, mortgage broker, credit union manager, or private lender, this template helps you maintain consistency across applications while collecting the specific documentation required for commercial real estate underwriting. The form is equally valuable for real estate investors, property developers, and business owners seeking financing—providing a clear roadmap of exactly what information and documentation lenders require.

The template includes dedicated fields for:

• Business entity information (LLC, corporation, partnership details)
• Property details including address, type, and purchase price
• Property appraisal uploads to support valuation
• Rental income documentation with current lease details
• Financial statement uploads (balance sheets, income statements, tax returns)
• Existing debt obligations to calculate debt service coverage
• Personal and business credit authorization

Professional Branding That Builds Trust

First impressions matter in financial services. This template uses Paperform's document-style editor to create an application that looks professional and trustworthy—not like a generic survey tool. You can customize fonts, colors, and add your institution's logo to create a branded experience that instills confidence from the first click.

Whether applicants access the form via your website, email, or a direct link, the consistent professional presentation reinforces your brand and makes the often-intimidating loan application process feel more approachable.

Secure File Uploads for Sensitive Documentation

Commercial loan applications require multiple supporting documents: property appraisals, rent rolls, lease agreements, business tax returns, personal financial statements, and more. Paperform's file upload fields let applicants submit all required documentation directly within the form—no need for separate email attachments or file-sharing links that create security risks and tracking headaches.

All submissions are encrypted and stored securely, and with Paperform's SOC 2 Type II compliance, you can trust that sensitive financial information meets the security standards your institution requires.

Conditional Logic for Relevant Questions

Not every commercial loan scenario is identical. Use Paperform's conditional logic to show or hide questions based on previous answers. For example:

• Show additional partnership questions only when "Partnership" is selected as the entity type
• Request residential property documentation only for multi-family applications
• Display refinance-specific questions for applicants refinancing existing debt

This intelligent branching keeps the form focused and relevant, improving completion rates while still capturing all necessary information.

Integrate with Your Lending Tech Stack

Once an application is submitted, you can automatically route the data where it needs to go. Use Stepper (stepper.io) to build automated workflows that:

• Send new applications to your loan management system
• Notify underwriters via Slack or email
• Create tasks in your project management tool for document review
• Update your CRM with applicant information
• Trigger initial credit checks through your credit bureau integrations

You can also connect Paperform to tools like Google Sheets for simple tracking, Airtable for structured databases, or use webhooks to integrate with specialized commercial lending software. This automation eliminates manual data entry and ensures every application moves smoothly through your pipeline.

Speed Up Underwriting and Improve Applicant Experience

The traditional commercial loan application process involves lengthy PDF forms, scattered email threads, missing documents, and frustrated applicants wondering about next steps. This template consolidates everything into one clear, mobile-friendly experience.

Applicants can save their progress and return later—particularly valuable when they need to gather multiple financial documents. Custom success pages let you set clear expectations about next steps and timeline, while automated confirmation emails can include document checklists or underwriting contact information.

For your team, having all information and documentation in one structured submission means faster initial review, clearer underwriting decisions, and better borrower communication throughout the process.

Trusted by Financial Institutions Worldwide

Over 500,000 teams worldwide trust Paperform for forms that handle sensitive information. With SOC 2 Type II compliance, GDPR readiness, data residency controls, and enterprise-grade security, you can confidently use this template for commercial loan applications while meeting regulatory and internal security requirements.

Whether you're a community bank processing a handful of commercial loans monthly or a commercial lending institution handling hundreds of applications, Paperform scales with your needs while maintaining the professional experience your borrowers expect.

Get Started in Minutes

Our Commercial Real Estate Loan Application template comes ready to use with all essential fields and logical flow already built in. Simply customize the questions to match your institution's specific requirements, add your branding, connect your integrations, and start accepting applications.

Need to extend the functionality? Use Stepper to automate document routing, applicant follow-ups, and underwriting workflows—turning each submission into a complete loan origination process without writing code.

Ready to modernize your commercial lending process? This template is your foundation for faster, more professional commercial real estate loan applications.