Trade Credit Insurance ROI Calculator

Protect Your B2B Revenue with Trade Credit Insurance

Running a B2B business means extending credit to customers—but that comes with risk. Trade credit insurance protects your accounts receivable from non-payment due to insolvency, protracted default, or political risk. But is it worth the investment?

This Trade Credit Insurance ROI Calculator helps B2B companies, CFOs, and finance teams quantify the value of trade credit insurance by modeling three key benefits: bad debt protection, credit limit expansion, and accelerated sales growth.

How This Calculator Works

Simply enter your current annual revenue, typical payment terms, bad debt write-offs, credit utilization and growth targets. The calculator estimates:

• Bad debt savings: How much you could recover or avoid in customer defaults
• Credit expansion value: The additional revenue enabled by confidently extending higher credit limits to vetted buyers
• Sales acceleration: Growth unlocked when your sales team can pursue larger deals without credit risk holding them back
• Net ROI: Your estimated annual return after insurance premiums

Who Should Use This Calculator

This tool is built for B2B companies across manufacturing, distribution, wholesale, professional services, and SaaS—particularly those with:

• High-value invoices and long payment cycles
• Exposure to customer insolvency or late payments
• Growth ambitions requiring confident credit extension
• International trade relationships

Whether you're a CFO evaluating risk management options, a finance director modeling cash flow scenarios, or a business owner exploring growth strategies, this calculator gives you data-driven insight into the financial impact of trade credit insurance.

Turn Insights Into Action with Paperform

This calculator is powered by Paperform, the flexible form and workflow platform trusted by over 500,000 teams worldwide. With built-in calculation logic, conditional workflows, and integrations with your CRM and finance tools, Paperform makes it easy to capture leads, qualify prospects, and automate follow-ups—all from one beautiful, on-brand form.

Once you've calculated your ROI, you can instantly connect with insurance providers, export results to your finance stack via Stepper (stepper.io), or trigger tailored follow-up sequences based on the calculated return. No code required.

Ready to protect your receivables and unlock growth? Use this calculator to see the numbers for yourself.