Retirement Income Planning Form

Plan Your Retirement Income with Confidence

Creating a sustainable retirement income strategy requires careful coordination of multiple income sources—Social Security benefits, pensions, investment portfolios, and other assets. This Retirement Income Planning Form template helps financial advisors, wealth managers, and individual planners gather the comprehensive information needed to optimize retirement income strategies.

Why Retirement Income Planning Matters

The decisions you make about when to claim Social Security, how to structure pension payouts, and which accounts to withdraw from first can impact your lifetime retirement income by hundreds of thousands of dollars. Yet most retirees lack a coordinated strategy that maximizes their income while minimizing taxes and ensuring their assets last throughout retirement.

This form template streamlines the data collection process for retirement income planning, covering:

• Social Security optimization analysis including spousal benefits and claiming strategies
• Pension maximization decisions with survivor benefit considerations
• Portfolio withdrawal sequencing to minimize taxes and extend portfolio longevity
• Healthcare and long-term care planning to protect against major expenses
• Estate planning considerations to ensure legacy goals are met

Perfect for Financial Advisors and Wealth Managers

If you're a financial advisor, certified financial planner, or wealth manager specializing in retirement planning, this form gives you a professional way to conduct thorough discovery calls with clients approaching or entering retirement. The structured format ensures you capture all the details needed for comprehensive retirement income modeling and tax-efficient withdrawal strategies.

The form collects information across multiple categories—from current income sources and investment accounts to anticipated expenses and legacy goals—creating a complete picture of each client's retirement situation. You can customize the questions to match your planning methodology and integrate responses directly into your financial planning software through Paperform's extensive integrations.

Ideal for Pre-Retirees Taking Control

Individuals and couples approaching retirement can also use this template for self-guided planning. By working through the questions together, you'll identify gaps in your retirement strategy, understand the trade-offs between different claiming strategies, and see where professional guidance might be most valuable.

The form's conditional logic adapts based on your situation—if you indicate you have a pension, you'll see detailed pension-related questions; if you're married, you'll answer questions about spousal and survivor benefits. This personalized approach ensures you only see relevant questions while building a comprehensive retirement income picture.

How Paperform Enhances Retirement Planning

Built on Paperform's flexible platform, this template combines professional appearance with powerful functionality. The clean, trustworthy design reflects the serious financial decisions at hand, while features like calculation fields, conditional logic, and file uploads create an efficient data-gathering experience.

Key capabilities include:

• Secure data collection with SOC 2 Type II compliance for sensitive financial information
• Calculation fields that can estimate retirement income gaps in real-time
• Conditional logic that shows or hides sections based on marital status, pension availability, and retirement timeline
• File upload fields for collecting supporting documents like Social Security statements and pension benefit summaries
• Integration with your CRM and planning tools via native connections or Stepper workflows
• Professional branding that matches your advisory firm's visual identity

Automate Your Retirement Planning Workflow with Stepper

Once a client or prospect submits their retirement planning form, Stepper (stepper.io) can automatically trigger your next steps. Create a workflow that:

• Routes completed forms to the appropriate advisor or planning team
• Creates a new client record in your CRM with all submitted data
• Schedules a follow-up consultation call automatically
• Generates a preliminary retirement income analysis report
• Sends a personalized welcome sequence with retirement planning resources
• Updates your practice management system with the new opportunity

This automation ensures prompt follow-up while freeing your team to focus on high-value planning conversations rather than administrative tasks.

Customization for Your Planning Practice

While this template includes comprehensive retirement income planning questions, you can easily customize it to match your firm's methodology:

• Add or remove fields based on your planning software's data requirements
• Include questions about specific investment products or strategies you specialize in
• Adjust the tone from professional-formal to friendly-approachable based on your client base
• Add educational content between sections to help clients understand complex concepts
• Include risk tolerance assessments or other questionnaires within the same form

The doc-style editor makes these changes intuitive—no technical skills required.

Who Benefits Most from This Template

This retirement income planning form template is ideal for:

• Financial advisors and CFPs conducting comprehensive retirement planning engagements
• Wealth management firms specializing in retirement income strategies
• Retirement planning consultants working with corporate clients or individuals
• Insurance and annuity professionals evaluating pension maximization opportunities
• Tax professionals optimizing retirement withdrawal strategies for clients
• Pre-retirees and recent retirees seeking to self-assess their retirement readiness

Start Planning Smarter Retirement Income Today

Retirement income planning involves complex decisions with long-term consequences. This form template helps you gather the comprehensive information needed to make informed recommendations about Social Security timing, pension elections, and withdrawal strategies that maximize lifetime income while minimizing taxes.

Whether you're a financial professional serving retirement-focused clients or an individual taking charge of your own retirement planning, this template provides the structure needed for thorough analysis and confident decision-making.

Paperform gives you the tools to create professional, secure forms that establish credibility with prospects and streamline client onboarding—all without writing a single line of code. Plus, with trusted integrations to HubSpot, Salesforce, financial planning software, and thousands of other tools via Stepper, your retirement planning workflow stays connected and efficient.

Ready to optimize retirement income for yourself or your clients? Start with this comprehensive planning form template and create a retirement strategy built to last.