Home Mortgage Affordability Calculator

Calculate Your Home Buying Power with Confidence

Figuring out how much house you can afford is the first—and most important—step in your home buying journey. Our Home Mortgage Affordability Calculator gives you a clear, instant picture of your purchasing power based on your real financial situation.

Whether you're a first-time buyer, real estate agent helping clients understand their budget, or a mortgage broker pre-qualifying leads, this calculator takes the guesswork out of affordability. Simply enter your income, existing debts, down payment amount, and local property details to see your maximum home price, estimated monthly payment, and debt-to-income ratio.

Built for Real Estate Professionals and Home Buyers

This Paperform template is perfect for mortgage brokers, real estate agents, financial advisors, and lending institutions who need to quickly qualify prospects and provide personalized estimates. Instead of spreadsheets or clunky mortgage calculators, you get a branded, mobile-friendly form that calculates everything in real-time and captures lead information for follow-up.

For home buyers, it removes the anxiety of not knowing where you stand financially. You'll see exactly how your income, debts, and down payment affect what you can borrow—before you start house hunting.

Automate Your Mortgage Lead Workflow with Stepper

Turn calculator submissions into qualified leads automatically. With Stepper (stepper.io), you can route high-intent leads to your CRM, trigger personalized email sequences based on affordability brackets, notify your sales team when someone qualifies for a jumbo loan, or schedule automatic follow-up appointments. All without writing a single line of code.

Whether you're generating leads from Facebook ads, embedding the calculator on your website, or sharing it in email campaigns, Paperform makes it easy to capture, calculate, and convert prospects into clients—all while maintaining your professional brand at every touchpoint.