Home Improvement Financing Pre-Approval Form

Buying a fixer-upper or planning renovations after purchase? This Home Improvement Financing Pre-Approval Form helps homebuyers, real estate agents, and mortgage lenders streamline the process of securing combined purchase and renovation financing—including FHA 203(k), Fannie Mae HomeStyle, and conventional renovation loans.

Built specifically for buyers who want to finance both the home purchase and planned improvements in a single mortgage, this form captures everything lenders need: property details, renovation scope, contractor estimates, budget breakdowns, and borrower financials. By consolidating all requirements into one comprehensive application, you eliminate back-and-forth emails, missing documentation, and approval delays.

Perfect for mortgage brokers, real estate agents, and lending institutions serving buyers interested in renovation properties, this template makes it simple to assess 203(k) loan eligibility, calculate combined loan-to-value ratios, and move clients from interest to pre-approval faster. The conditional logic adapts based on loan type and renovation scope, ensuring you collect exactly the right information without overwhelming applicants.

Use Paperform's calculation fields to automatically total renovation budgets and estimate monthly payments, and connect seamlessly to your CRM or loan origination system via native integrations or Stepper workflows. With Papersign, you can turn approved applications into formal loan agreements with eSignatures, keeping your entire financing workflow in one place—from application through closing—without juggling multiple platforms or chasing signatures.