CRO Mortgage or Charge Registration Form

Register Company Mortgages and Charges with the CRO in Ireland

When your Irish company creates a mortgage or charge over its assets, the Companies Act 2014 requires you to file particulars of that charge with the Companies Registration Office (CRO) within 21 days. Whether you're securing a bank loan, granting debentures, or creating fixed or floating charges, our CRO Mortgage or Charge Registration Form ensures compliant, timely filing with the regulatory body.

This template is designed for company directors, secretaries, legal professionals, accountants and financial advisors who need to register security documents quickly and accurately. Instead of dealing with paper forms, postal delays and manual follow-ups, you can collect all the required information, attach supporting documents and create a clear audit trail—all in one place.

Why This Form Matters for Irish Companies

Failure to register a charge within the statutory deadline can render the charge void against a liquidator or other creditors, putting your company's secured financing at serious risk. By digitising the CRO charge registration process, you ensure:

• Statutory compliance with Part 7 of the Companies Act 2014
• Timely filing before the 21-day deadline expires
• Complete documentation including the instrument creating the charge
• Accurate particulars for fixed charges, floating charges, and specific asset categories
• Clear records for your company secretary, legal team and financial stakeholders

Who Should Use This Form

This template is ideal for:

• Company Secretaries managing charge registrations for Irish private and public limited companies
• Solicitors and Legal Advisors handling secured lending, property transactions and corporate finance
• Accountants and Financial Advisors coordinating CRO filings alongside loan documentation
• Directors and CFOs overseeing company compliance obligations
• Banks and Financial Institutions requiring borrowers to register security documents
• Corporate Service Providers managing CRO filings for multiple clients

What This Form Collects

Our template gathers all the information the CRO requires to register a charge, including:

• Company details: registered name, number, and registered office address
• Charge particulars: date of creation, type of charge (fixed, floating, or both), and amount secured
• Description of property charged: land, book debts, equipment, intellectual property or other assets
• Chargee details: name and address of the secured party (bank, lender or other creditor)
• Persons entitled to the charge: beneficial owners if different from the named chargee
• Supporting documents: upload the signed instrument creating the charge (mortgage deed, debenture, security agreement)
• Declaration and filing authority: confirmation that the information is correct and who is authorising the filing

The form is structured to follow the official CRO Form C1 requirements, making it easy to extract data for submission to the Companies Registration Office or to integrate with your company secretarial software.

How Paperform Simplifies CRO Filings

Paperform is trusted by Irish legal firms, accounting practices and corporate services teams to handle sensitive regulatory forms with confidence. Here's how this template streamlines your CRO charge registration workflow:

• Conditional logic: show or hide fields based on the type of charge, property charged, and whether beneficial owners differ from the named chargee
• Secure file uploads: collect signed security documents, board resolutions and supporting correspondence in one secure location
• Calculations and validation: automatically calculate filing deadlines based on the charge creation date, and validate company numbers and dates
• Notifications and reminders: send instant email confirmations to the company secretary, legal advisor and chargee, and set up follow-up reminders before the 21-day deadline
• Integration with your stack: export data to your practice management system, document management platform or accounting software via Stepper, Zapier, webhooks or direct integrations

If you use Stepper (stepper.io), you can turn each charge registration into a full workflow: trigger document generation for CRO cover letters, update your corporate compliance tracker, notify the finance team when the charge certificate is received, and archive everything in your document management system—no manual handoffs required.

For solicitors and corporate service providers managing multiple clients, Papersign (papersign.com) can be used to collect eSignatures on security documents, board resolutions or filing authorities before submission, keeping the entire process digital and traceable.

Designed for Irish Companies and Advisors

Ireland's corporate finance and property sectors rely on robust charge registration to support lending, asset financing and investment. Whether you're a Dublin-based law firm, a Cork accountancy practice, or an in-house company secretary in Galway, this form gives you a modern, efficient way to manage CRO filings.

Paperform is SOC 2 Type II compliant and GDPR-ready, so you can trust that sensitive company and financial information is handled securely. With role-based permissions and audit logs, your team can collaborate on filings while maintaining clear accountability.

Get Started in Minutes

With over 30,000 templates and trusted by 500,000+ teams worldwide, Paperform makes it easy to digitise even the most specialised regulatory forms. Customise this template to match your firm's branding, add your own guidance notes, and embed it on your website or share it directly with clients via a secure link.

Whether you're registering a single charge for your own company or managing CRO filings for a portfolio of clients, this template gives you the speed, accuracy and compliance peace of mind you need.