Premium Financed Life Insurance Application

Streamline Your Premium Financed Life Insurance Applications

Premium financing for permanent life insurance policies is a sophisticated wealth management strategy used by high-net-worth individuals and business owners. This Premium Financed Life Insurance Application template from Paperform simplifies what would otherwise be a complex, multi-document process into one streamlined digital experience.

Whether you're a financial advisor, insurance broker, wealth management firm, or private banking institution, this template helps you collect all the essential information needed to structure a premium financing arrangement—from policy details and loan terms to collateral assignments and beneficiary designations.

Why Paperform for Premium Financing Applications?

Premium financing arrangements involve multiple moving parts: insurance underwriting, loan agreements, collateral assignments, and ongoing performance monitoring. Paperform's conditional logic ensures clients only see relevant questions based on their specific situation, while calculation fields can provide real-time premium and loan payment estimates.

The professional, branded design reassures high-net-worth clients that their sensitive financial information is being handled with care. With SOC 2 Type II compliance and robust security features, you can confidently collect everything from policy values to banking information.

Automate Your Premium Financing Workflow

Once a client submits their application, use Stepper to automate your entire workflow. Route applications to underwriting teams, trigger credit checks, send policy documents for review, and create follow-up tasks for policy performance monitoring—all without manual handoffs.

Need signatures on collateral assignment agreements or loan documents? Send them automatically through Papersign immediately after form submission, keeping the entire arrangement linked to the original application for compliance and audit purposes.

This template is ideal for wealth managers, insurance advisors, private banks, family offices, and financial planning firms that structure premium financing arrangements for affluent clients. Transform a typically paper-heavy, weeks-long process into a smooth, professional digital experience that positions your firm as modern and client-focused.