Mortgage Loan Term Modification Request Form

Managing mortgage loan modifications shouldn't mean drowning in paperwork and endless back-and-forth emails. Whether you're a mortgage lender, credit union, or financial services provider, this Mortgage Loan Term Modification Request Form streamlines the entire modification process from initial request through credit review and regulatory compliance.

This comprehensive form template captures all essential borrower information, loan details, and modification requests in one place. Built-in payment calculators help borrowers understand their new terms instantly, while conditional logic guides them through only the relevant questions for their specific situation. The form automatically generates regulatory disclosures based on modification type, ensuring compliance with lending regulations.

Perfect for mortgage lenders, banks, credit unions, and loan servicers, this template integrates seamlessly with your existing systems. Use Stepper to automate your post-submission workflow—trigger credit reviews, notify title companies, route approvals through your underwriting team, update your loan management system, and generate customized disclosure documents automatically. Connect to your CRM to track modification requests, sync with your document management system, and keep your compliance team in the loop without manual data entry.

The form includes credit authorization, hardship documentation, income verification fields, and calculated payment scenarios—everything you need to process modifications efficiently while maintaining regulatory compliance. Whether you're handling rate adjustments, term extensions, or payment restructuring, this template turns a complex process into a streamlined workflow that saves your team hours and gives borrowers clarity on their options.