Key Person Life Insurance Financing Calculator

Key person life insurance is essential for protecting your business against the financial impact of losing a critical employee or owner. Our Key Person Life Insurance Financing Calculator helps business owners, CFOs, and financial advisors model different financing scenarios, compare premium payment structures, and understand the long-term costs and benefits of protecting your organization's most valuable assets—your people.

Whether you're exploring split-dollar arrangements, premium financing options, or evaluating policy loan possibilities, this calculator provides the clarity you need to make informed decisions. Enter your business details, coverage requirements, and financing preferences to receive detailed projections that factor in interest rates, tax implications, and cash flow impact.

Paperform makes complex financial calculations simple. Our platform allows you to build sophisticated calculators with real-time calculations, conditional logic that adapts based on user inputs, and professional branding that inspires confidence. Perfect for insurance brokers, financial planners, CFOs, and business consultants who need to present multiple scenarios to clients.

Take your workflow further with Stepper—automatically send calculation results to your CRM, trigger follow-up email sequences based on coverage amounts, or create tasks for your team when high-value opportunities are identified. And when you're ready to move forward, use Papersign to send policy applications and financing agreements for secure eSignature, keeping your entire process connected and compliant.

This template is optimized for insurance professionals, financial advisors, accounting firms, and business consultants who help companies protect their key personnel and plan for continuity. Customize payment structures, add your branding, and deliver a professional client experience that sets you apart.