Investment Account Opening & Risk Tolerance Assessment Form

Open Your Investment Account with Confidence

Starting your investment journey requires careful planning and clear documentation. This Investment Account Opening & Risk Tolerance Assessment Form streamlines the entire account setup process while ensuring regulatory compliance and helping you understand your investment preferences and risk profile.

Comprehensive Account Opening Made Simple

Opening an investment account traditionally involves mountains of paperwork, multiple signatures, and confusion about complex financial products. This template consolidates everything into one professional, easy-to-complete form that walks you through each essential step—from personal information and employment details to investment objectives and beneficiary designations.

Built with Paperform, this template provides a document-style experience that feels natural and intuitive, unlike rigid financial forms. You can customize the design to match your firm's branding, embed it directly on your website, or send it as a standalone link to prospective clients.

What This Template Covers

This comprehensive form template includes:

• Personal & Contact Information: Capture essential client details including name, address, contact information, and identification numbers
• Employment & Financial Status: Collect employment information, annual income, net worth, and liquid assets to assess suitability
• Investment Experience Assessment: Understand your client's familiarity with stocks, bonds, mutual funds, options, and other investment products
• Risk Tolerance Evaluation: Determine investment objectives, time horizons, and comfort with market volatility through structured questions
• Account Type Selection: Choose between individual, joint, retirement (IRA, Roth IRA), trust, or corporate accounts
• Margin Agreement: Optional margin trading authorization with clear disclosure of risks and requirements
• Investment Product Disclosures: Comprehensive disclosures for equities, fixed income, mutual funds, ETFs, options, and alternative investments
• Beneficiary Designation: Primary and contingent beneficiary information for estate planning
• Regulatory Consents: Required acknowledgments for electronic delivery, privacy policy, customer agreement, and risk disclosures

Perfect for Financial Services Professionals

This template is designed for:

• Financial Advisors managing client onboarding and suitability assessments
• Investment Brokers opening new trading accounts for retail and institutional clients
• Wealth Management Firms streamlining their client intake process
• RIAs (Registered Investment Advisors) ensuring compliance with fiduciary standards
• Banks and Credit Unions offering investment services to existing customers
• Fintech Companies providing digital investment platforms

Ensure Compliance While Improving Client Experience

Financial services firms must balance regulatory compliance with client convenience. This form achieves both by:

• Capturing all required information for KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance
• Documenting suitability determinations based on investment experience and risk tolerance
• Providing clear product disclosures to meet securities regulations
• Creating an audit trail of client consent and acknowledgments
• Offering a professional, branded experience that builds trust from the first interaction

The conditional logic built into this template ensures clients only see relevant questions based on their selections. For example, margin trading disclosures only appear if a client opts for margin privileges, and retirement account questions adapt based on the account type selected.

Automate Your Investment Operations with Stepper

Once a client submits their account opening form, the real work begins. With Stepper, Paperform's AI-native workflow automation platform, you can automatically:

• Route completed applications to compliance teams for review and approval
• Trigger background checks and identity verification processes
• Update your CRM with new client information and investment profiles
• Generate welcome packets and account documentation
• Schedule onboarding calls or send educational resources based on experience level
• Create tasks for relationship managers to follow up on specific account features
• Sync beneficiary information with your custodial systems

Stepper eliminates manual data entry and ensures every new account follows your firm's established onboarding workflow, reducing errors and accelerating time-to-funding.

Secure eSignatures with Papersign

Investment account agreements require legally binding signatures. With Papersign, you can automatically convert form submissions into signature-ready documents. After a client completes the initial form, Papersign can:

• Generate customized account agreements based on selected features (margin, options, etc.)
• Send signature requests to clients, joint account holders, and authorized signers
• Track signature status and send automatic reminders
• Store signed documents securely with a complete audit trail
• Link signed agreements back to the original form submission for compliance records

This seamless integration keeps all client documentation organized in one place while meeting regulatory requirements for signed disclosures and agreements.

Customizable for Your Firm's Requirements

Every investment firm has unique compliance requirements, product offerings, and branding standards. This template provides a comprehensive starting point that you can easily customize:

• Add or remove investment product categories based on what your firm offers
• Adjust risk tolerance questions to align with your proprietary assessment methodology
• Include firm-specific disclosures or regulatory requirements
• Customize confirmation messages with next steps and account funding instructions
• Set up automated email notifications to clients and your operations team

Paperform's document-style editor makes these customizations simple—no coding required. Marketing and compliance teams can collaborate directly in the form builder to ensure both brand consistency and regulatory accuracy.

Built for Financial Industry Standards

Financial advisors, bankers, and investment professionals trust Paperform for client-facing forms because of our commitment to security and compliance. All submissions are encrypted, and with SOC 2 Type II compliance, you can be confident that sensitive client information is protected.

The form includes calculation fields that can determine suitability scores or risk ratings automatically based on client responses, providing immediate guidance for account approval decisions. Conditional logic ensures clients receive appropriate warnings about higher-risk products based on their stated experience and objectives.

Get Started in Minutes

Setting up your investment account opening process with Paperform is quick and straightforward. Start with this template, customize it to your firm's requirements, and embed it on your website or share it via email. You'll immediately begin collecting structured, complete applications that accelerate your onboarding process while maintaining the highest standards of compliance and client care.

Whether you're an independent advisor opening your first accounts or a growing wealth management firm looking to digitize operations, this template provides the professional foundation you need to scale efficiently while delivering an exceptional client experience from day one.