Form 15G/15H - TDS Non-Deduction Declaration

Simplify TDS Declarations with a Digital Form 15G/15H Template

For banks, financial institutions, and taxpayers across India, managing Form 15G and Form 15H declarations can be tedious—paper forms, manual verification, and filing hassles slow down what should be a straightforward process. Whether you're a bank collecting declarations from customers or an individual submitting your non-deduction request, this Form 15G/15H template built on Paperform streamlines the entire workflow.

Who needs this form?

Form 15G is for individuals below 60 years whose total income is below the taxable threshold, while Form 15H is specifically for senior citizens (60 years and above) in the same situation. Both forms allow eligible taxpayers to request that institutions not deduct TDS on interest income earned from fixed deposits, recurring deposits, or other interest-bearing accounts.

Built for Indian financial institutions and taxpayers

This template is ideal for:

• Banks and cooperative societies collecting TDS declarations from depositors
• NBFCs and post offices managing interest-bearing accounts
• Corporate finance teams handling employee PF interest declarations
• Chartered accountants and tax advisors assisting clients with compliance
• Individual taxpayers submitting declarations directly to their institutions

Why use Paperform for TDS declarations?

Instead of managing paper forms, manual data entry, and filing cabinets, bring your Form 15G/15H process online with a professional, compliant digital form. This template captures all required fields as per Income Tax Act specifications—PAN details, estimated income, previous year's income, assessment status, and the declaration statement—while maintaining a clean, easy-to-complete experience.

With Paperform's conditional logic, the form automatically adapts based on whether the applicant is below or above 60 years, showing the appropriate form variant and declaration text. Senior citizens see Form 15H fields, while younger taxpayers see Form 15G fields, eliminating confusion and ensuring accuracy.

Automate verification and record-keeping with Stepper

Once submitted, you can use Stepper to automate what happens next. Send submissions to your CRM or accounting software, trigger PAN verification workflows, notify your compliance team, or create PDF records that get stored in Google Drive or SharePoint. You can even set up approval workflows where senior staff review high-value declarations before final acceptance.

Secure, compliant, and audit-ready

Paperform is SOC 2 Type II compliant with robust data security, making it suitable for handling sensitive financial and tax information. Every submission is timestamped and stored securely, giving you a clear audit trail for regulatory reviews. You can export data to Excel or integrate directly with your core banking system via API or webhook.

This template helps banks, financial institutions, accountants, and taxpayers across India handle TDS declarations efficiently—reducing paperwork, improving accuracy, and staying compliant with Income Tax regulations.