Fix-and-Flip Loan Application

Streamline Your Fix-and-Flip Financing with a Professional Loan Application Form

Finding the right financing for your fix-and-flip investment property can make or break your project profitability. This Fix-and-Flip Loan Application template helps real estate investors, property flippers, and renovation specialists submit comprehensive loan requests that showcase the full financial picture—from acquisition costs and renovation budgets to contractor quotes and projected sale prices.

Built with Paperform, this template transforms a traditionally paper-heavy, back-and-forth process into a single, professional digital submission that lenders can review, approve, and process faster.

Why Real Estate Investors and Lenders Love This Template

For Real Estate Investors & Property Flippers: This form walks you through every financial detail lenders need to evaluate your fix-and-flip project. Instead of compiling scattered spreadsheets, email chains, and contractor PDFs, you can submit a complete loan package in one go—including property details, purchase price, renovation scope, contractor estimates, and your projected after-repair value (ARV). The form's built-in calculations help you demonstrate loan-to-value ratios and return on investment, giving lenders confidence in your numbers.

For Lenders & Hard Money Loan Providers: Receive standardized, complete applications with all supporting documentation attached. The structured format ensures you capture acquisition costs, renovation budgets, contractor credentials, project timelines, and exit strategies consistently across every applicant. Conditional logic can surface risk factors or require additional documentation based on loan amount, property condition, or investor experience level.

Key Features for Fix-and-Flip Loan Applications

• Property & Acquisition Details: Capture property address, purchase price, estimated closing costs, and current condition assessment
• Renovation Scope & Budget: Collect detailed renovation plans, itemized repair budgets, and contractor quotes with file upload support
• Contractor Information: Gather licensed contractor details, references, and proof of insurance to validate renovation feasibility
• Financial Projections: Record projected after-repair value (ARV), estimated holding costs, sale timeline, and expected profit margins
• Investor Background: Collect experience level, previous flip projects, credit score range, and available down payment
• Supporting Documents: Accept property photos, inspection reports, contractor bids, comparable sales data, and proof of funds
• Automated Calculations: Use Paperform's calculation fields to auto-calculate loan-to-cost (LTC), loan-to-ARV, and projected ROI
• Conditional Logic: Show different questions or requirements based on loan amount, property type, or investor experience

How Paperform Makes Fix-and-Flip Applications Better

This isn't just a static PDF that gets emailed back and forth. Paperform gives you a dynamic, branded application experience that works on any device:

Brand Your Application: Match your lending company's colors, fonts, and logo to create a professional, trustworthy first impression. If you're an investor, present a polished application that shows you're serious about your project.

File Uploads Made Easy: Applicants can drag and drop property photos, contractor quotes, inspection reports, comparable sales, and proof of funds directly into the form. Everything stays organized and attached to the submission.

Smart Calculations: Set up formulas to automatically calculate loan-to-cost ratios, total project costs, and estimated returns based on the numbers applicants enter. This reduces errors and gives lenders instant insight into deal viability.

Conditional Questions: Only ask for additional documentation or explanations when needed. For example, if someone requests over $500K or has less than three previous flips, trigger extra questions about experience or require additional contractor references.

Instant Notifications: Get alerted the moment a new application comes in, and send applicants a custom confirmation with next steps and expected timeline.

Automate Your Loan Processing Workflow with Stepper

Once you receive a fix-and-flip loan application through Paperform, you can use Stepper to automate your entire underwriting and approval workflow:

• Route Applications: Automatically assign applications to specific loan officers based on loan amount, property location, or investor experience level
• Trigger Document Requests: If key documents are missing, send automated follow-up emails requesting inspection reports, additional contractor quotes, or title searches
• Update Your CRM: Push applicant details, property information, and loan parameters directly into your lending CRM or deal pipeline
• Schedule Property Inspections: Coordinate with appraisers or inspectors to book property visits and feed results back into your system
• Send Approval Letters: Once underwriting is complete, auto-generate pre-approval or commitment letters and route them for eSignature via Papersign
• Track Milestones: Keep borrowers updated on application status, required documents, and closing timelines with scheduled check-in emails

With Stepper handling the back-end workflow, your team can process more applications with fewer manual tasks, and borrowers get a faster, more transparent experience.

Who This Template Is Perfect For

Real Estate Investors & House Flippers: Apply for short-term financing with all your numbers, contractor details, and projections organized and ready to submit.

Hard Money Lenders: Standardize your application intake, reduce back-and-forth document requests, and make faster, data-driven lending decisions.

Private Lenders & Lending Brokers: Offer a professional, streamlined application experience that sets you apart and attracts serious, prepared investors.

Real Estate Investment Groups: Collect project proposals from members or partners, complete with financials and renovation plans, in a consistent format.

Property Syndicators: Gather investment details and contractor commitments for group-funded flip projects.

The Fix-and-Flip Advantage: Speed, Clarity, and Confidence

In the competitive world of real estate investing, speed matters. The faster you can secure financing, the faster you can close on properties and start renovations. This template helps investors present complete, professional applications that lenders can evaluate quickly—and helps lenders process deals with confidence, knowing they have all the information they need upfront.

Whether you're flipping your first property or your fiftieth, or you're a lender looking to scale your fix-and-flip portfolio, Paperform gives you the tools to make financing faster, clearer, and more professional. With built-in payments, conditional logic, file uploads, and automation through Stepper, you get everything you need to run a modern lending operation—no developers required.

Start using this Fix-and-Flip Loan Application template today and turn your next investment opportunity into a closed deal faster.