Help Your Team Tackle Student Debt with the Right Benefits

Student loan debt affects millions of employees, and forward-thinking employers are stepping up with student loan repayment assistance programs. But are your employees aware of this benefit? Are they using it? And most importantly—is it actually helping?

This Employee Student Loan Repayment Benefit Survey helps HR teams and benefits administrators understand how well your student loan assistance program is working and where improvements are needed. Whether you're evaluating an existing program or considering launching one, this template captures the insights you need to make data-driven decisions.

What This Survey Captures

The form walks employees through key aspects of your student loan benefit:

• Current student loan status and monthly payment amounts to understand who could benefit
• Awareness levels of the program and how employees learned (or didn't learn) about it
• Usage and enrollment barriers including confusion, eligibility concerns, or administrative hurdles
• Payment amount adequacy to determine if contribution levels are meaningful
• Tax treatment understanding since many employees don't realize these benefits may be tax-free (up to $5,250 annually under current IRS rules)
• Overall satisfaction and suggestions for program improvements

Built for Modern HR Teams

Designed with a clean, professional aesthetic and easy-to-follow structure, this survey works for organizations of any size—from startups offering competitive benefits packages to established companies refining their total rewards strategy. The questions use conditional logic to adapt based on whether employees have loans, are enrolled in the program, or haven't engaged yet, ensuring everyone gets a relevant experience.

Use Stepper to automatically route high-priority feedback to your benefits team, flag employees who need one-on-one support, or sync responses into your HRIS for deeper analysis alongside other engagement metrics.

Why Student Loan Benefits Matter

Student loan repayment assistance is increasingly a must-have benefit for attracting and retaining talent, especially among Millennial and Gen Z employees. According to multiple studies, employees with student loan benefits report higher job satisfaction, lower financial stress, and greater loyalty to their employer. But participation rates often lag due to poor communication, confusion about tax implications, or lack of awareness.

This survey helps you close those gaps. By understanding where your program falls short—whether it's the contribution amount, enrollment complexity, or simply getting the word out—you can make targeted improvements that boost participation and demonstrate real value to your workforce.

Paperform's AI Insights feature can automatically analyze open-ended responses to surface common themes, concerns, and suggestions, saving your HR team hours of manual review and helping you act faster on employee feedback.

Make Your Benefits Work Harder

The best benefits are the ones people actually use. With this survey template, you'll get the clarity you need to optimize your student loan repayment program, improve financial wellness across your organization, and show employees you're invested in their long-term success—not just their 9-to-5.