CPF Contribution for Self-Employed with Trade Income Declaration

Streamline Your CPF Contributions as a Self-Employed Individual in Singapore

Managing CPF contributions as a self-employed person in Singapore doesn't have to be complicated. This CPF Contribution for Self-Employed with Trade Income Declaration template helps freelancers, sole proprietors, and independent contractors accurately calculate and declare their Medisave and CPF obligations in line with ACRA and CPF Board requirements.

Who This Template Is For

This form is designed for self-employed individuals operating in Singapore—including consultants, freelancers, contractors, hawkers, taxi drivers, and small business owners—who need to compute their net trade income and determine the correct CPF contribution amount each year.

What This Template Includes

The form walks you through every step of the CPF contribution process:

• Personal and business particulars linked to your NRIC and trade registration
• Gross trade income declaration for the assessment year
• Allowable business expense computation to calculate net trade income accurately
• Net trade income calculation with inline guidance on CPF-assessable income
• Contribution rate reference table so you understand exactly how much you need to contribute based on your age and income
• CPF account allocation across Medisave, Special Account, and Ordinary Account
• Payment declaration and confirmation for submission to CPF Board

With conditional logic built in, the form adapts based on your age bracket and income level, automatically guiding you to the correct contribution rates and calculations—reducing errors and ensuring compliance.

Why Use Paperform for CPF and Regulatory Forms?

Paperform makes it easy to digitise Singapore's regulatory workflows without needing a developer. You can customise the form to suit your accounting process, add your branding, and connect it to tools like Google Sheets, Xero, or your CRM for automatic record-keeping.

If you need to route completed forms for internal review or client approval, you can use Stepper to automate workflows—like sending submissions to your accountant, triggering reminders for payment deadlines, or updating your financial dashboards. For firms that need clients to acknowledge and sign CPF declarations, Papersign lets you turn submissions into legally binding eSignature documents with a full audit trail.

Whether you're a sole proprietor managing your own compliance or an accounting firm supporting dozens of self-employed clients, this template gives you a professional, mobile-friendly starting point that's ready to use and fully customisable.

Get started today and take the stress out of CPF reporting season.