Bridge Loan Application

Simplify Your Bridge Loan Application Process with Paperform

A bridge loan is one of the most time-sensitive financial products in real estate—and the application process needs to match that urgency. Whether you're a mortgage broker, hard money lender, or community bank serving property buyers who need fast financing between transactions, this Bridge Loan Application template gives you a professional, compliant way to collect critical information, calculate rates in real time, and move deals forward without the friction of PDFs and email chains.

Built for lenders who need speed and clarity

Bridge financing is all about timing. Your borrowers need funds quickly to close on a new property before their existing one sells, and you need complete, accurate information to underwrite and approve the loan fast. This template is designed specifically for that scenario:

• Property sale timeline tracking so you can assess the exit strategy and realistic payoff window
• Contingency details to understand dependencies and risk factors in the transaction
• Existing mortgage payoff calculations to determine net equity and loan-to-value ratios
• Short-term rate calculation that updates in real time based on loan amount, term length, and risk factors
• Conditional logic that shows or hides sections based on borrower circumstances, keeping the form clean and relevant

Instead of chasing down missing documents or clarifying vague answers over email, you get everything you need in one structured submission that flows directly into your loan management system.

A professional, on-brand experience that builds trust

Bridge loans often come with higher rates and shorter terms, which means borrowers are making a big financial decision under time pressure. A clunky, generic form can add to their anxiety—or worse, make them question your credibility.

With Paperform's doc-style editor, you can create a bridge loan application that feels polished, clear and reassuring. Add your logo, use your brand fonts and colors, include helpful explainer text inline, and embed video or images that walk applicants through what to expect. The form can live on your own domain, embed seamlessly into your website, or be shared as a branded landing page that converts.

This level of design flexibility is rare in financial software, and it makes a real difference when you're competing for time-sensitive deals.

Calculations, payments, and eSignatures—all in one place

Bridge loan pricing is rarely one-size-fits-all. Rates, origination fees, and terms depend on loan-to-value, property type, timeline, and credit profile. This template uses Paperform's calculation engine to show applicants an estimated rate, monthly payment, or total interest cost as they fill out the form, giving them transparency and helping you pre-qualify faster.

Once the application is submitted, you can use Papersign (papersign.com) to turn the details into a term sheet or loan agreement and send it for eSignature—keeping the entire process connected and auditable. No need to copy-paste into a separate contract tool or chase down wet signatures.

If you accept application fees or deposits, you can embed Stripe, PayPal, or Square directly in the form to collect payment at the point of submission, reducing drop-off and ensuring serious intent.

Automate the workflow from submission to approval

A bridge loan application is just the start of a multi-step process: credit checks, property appraisals, title searches, underwriting, and final approval. With Stepper (stepper.io), Paperform's AI-native workflow builder, you can automate what happens after "Submit" without writing a single line of code.

For example:

• Send the application details to your loan origination system or CRM
• Trigger an automated credit pull via API
• Assign the file to an underwriter in your project management tool
• Send a personalized confirmation email with next steps and a timeline
• Notify your team in Slack when high-value applications come in
• Update a Google Sheet or Airtable base to track pipeline and close rates

This kind of automation is especially valuable for smaller lending teams that don't have the resources to build custom software, but still need the speed and consistency of a well-oiled process.

Secure, compliant, and ready for serious financial work

Bridge loans involve sensitive financial data: income details, tax returns, credit history, property valuations, and existing mortgage balances. Paperform is SOC 2 Type II compliant with data encryption, secure storage, and controls that meet the standards expected by regulated financial institutions.

You can also set up conditional confirmations and email notifications based on risk flags or loan amount thresholds, ensuring the right people on your team are looped in at the right time. Role-based permissions let you control who can view, edit, or export submission data.

While Paperform is not HIPAA compliant, it is fully equipped to handle the security and privacy requirements of financial services firms operating in the U.S., Canada, U.K., Australia, and the E.U.

Who this template is for

This Bridge Loan Application template is ideal for:

• Mortgage brokers and loan officers who specialize in transitional financing or work with buyers in competitive markets
• Hard money lenders and private equity firms offering short-term real estate financing
• Community banks and credit unions that provide bridge products as part of a broader mortgage suite
• Real estate investment firms that need to standardize intake for portfolio acquisitions
• Fintech platforms building digital-first lending experiences

If you're tired of clunky PDFs, endless email threads, and manual data entry—and you want a bridge loan application process that feels as modern and efficient as the deals you're funding—this template is a great place to start.

Get started in minutes

You can use this template as-is or customize every question, calculation, theme, and workflow to match your exact lending criteria and brand guidelines. With Paperform's no-code editor, you're in full control—no developers required.

Start collecting better bridge loan applications today, and use Stepper to automate everything that comes next. Fast financing deserves a fast, professional application process.