Retirement Savings Gap Calculator

Plan Your Retirement with Confidence Using Our Retirement Savings Gap Calculator

Whether you're a financial advisor helping clients prepare for retirement or an individual looking to secure your financial future, understanding your retirement savings gap is the first step toward a comfortable retirement. Our Retirement Savings Gap Calculator helps you identify exactly how much you need to save and provides actionable catch-up contribution strategies tailored to your situation.

Why Financial Advisors Trust Paperform for Retirement Planning

Financial advisors need tools that are professional, accurate, and client-friendly. This retirement calculator template is designed specifically for advisors who want to:

• Streamline client consultations with a professional, branded calculator that collects all necessary information upfront
• Generate personalized recommendations based on current savings, target retirement age, and expected expenses
• Build trust with clients through transparent, easy-to-understand calculations
• Save time by eliminating manual spreadsheet calculations and email back-and-forth

With Paperform's calculation engine, you can create complex financial formulas that update in real-time as clients input their information. The form adapts to their specific situation, providing immediate insights into their retirement readiness.

Key Features of This Retirement Calculator

Our retirement savings gap calculator includes fields for:

• Current financial situation: Age, current retirement savings, monthly contributions, and employer match details
• Retirement goals: Target retirement age, desired annual retirement income, and life expectancy
• Investment assumptions: Expected rate of return and inflation rate
• Social Security estimates: Expected monthly benefits to factor into the overall plan
• Expense planning: Anticipated retirement expenses including healthcare, housing, and lifestyle costs

The calculator automatically computes your retirement savings gap—the difference between what you'll have and what you'll need—and suggests catch-up contribution strategies to help close that gap.

Perfect for Financial Services Professionals

This template is ideal for:

• Financial advisors and planners conducting retirement readiness assessments
• Wealth management firms offering complimentary retirement planning tools
• Investment advisors helping clients optimize their retirement portfolios
• Insurance agents selling annuities and retirement income products
• HR departments providing retirement planning resources to employees
• Credit unions and banks offering financial wellness programs

Automate Your Retirement Planning Workflow with Stepper

Once a client submits their retirement calculator, you can use Stepper to automatically trigger your next steps:

• Send a personalized PDF report with their retirement analysis and recommendations
• Create a calendar invitation for a follow-up consultation
• Add the lead to your CRM with all their financial details pre-populated
• Trigger an email sequence with retirement planning resources
• Assign the new lead to a specific advisor based on their profile or location

Stepper connects Paperform to thousands of tools, turning each calculator submission into a complete client onboarding workflow without any coding required.

Customizable, Branded, and Professional

Unlike generic calculator widgets, Paperform lets you fully customize the look and feel of your retirement calculator to match your firm's branding. Add your logo, use your brand colors, include your professional headshot, and embed the calculator directly on your website or share it as a standalone landing page.

The calculator can be set to guided mode for a more conversational, one-question-at-a-time experience that feels less overwhelming for clients who aren't financial experts. Or use the classic layout for clients who want to see all the inputs at once and experiment with different scenarios.

Built for Compliance and Security

Financial advisors operate in a highly regulated environment. Paperform is SOC 2 Type II compliant and provides enterprise-grade security features including:

• Encrypted data transmission and storage
• GDPR compliance for international clients
• Custom data retention policies
• SSO and advanced access controls for larger firms
• Audit trails for all form submissions

You can confidently collect sensitive financial information knowing that your clients' data is protected with the same level of security used by major financial institutions.

Start Converting More Retirement Planning Leads Today

This retirement savings gap calculator helps you attract qualified leads, demonstrate your expertise, and provide immediate value to prospective clients. By offering a free, no-obligation calculator on your website, you position yourself as a helpful resource while capturing valuable information about potential clients' financial situations.

Ready to elevate your retirement planning practice? Customize this template to match your firm's approach, embed it on your website, and start helping more clients plan for the retirement they deserve.

Trusted by over 500,000 teams worldwide, Paperform is the professional form builder designed for financial advisors and service professionals who need powerful calculations, secure data handling, and seamless integrations—all without requiring any technical expertise.