Longevity Risk Mitigation & Lifetime Income Planning Form

Secure Your Retirement with a Longevity Risk Mitigation Strategy

Planning for a financially secure retirement means addressing one of the most significant risks retirees face: outliving their savings. Our Longevity Risk Mitigation & Lifetime Income Planning Form helps financial advisors, wealth managers, and retirement planners work with clients to establish robust lifetime income floors through strategic annuity allocation and mortality credit optimization.

Understanding Longevity Risk in Modern Retirement Planning

As life expectancies continue to rise, the risk of depleting retirement assets has become a critical concern for pre-retirees and retirees alike. This comprehensive form template enables financial professionals to gather essential information about client circumstances, risk tolerance, income needs, and existing retirement assets to develop a customized longevity risk mitigation strategy.

Purpose-Built for Financial Professionals

Whether you're an independent financial advisor, wealth management firm, retirement planning specialist, or insurance professional, this form streamlines the discovery process for longevity risk assessment. It covers everything from current portfolio composition and guaranteed income sources to health considerations and legacy goals—all the factors that influence optimal annuity allocation decisions.

The form guides clients through providing information about:

• Current retirement asset allocation and portfolio value
• Existing guaranteed income sources (Social Security, pensions, annuities)
• Essential versus discretionary spending requirements
• Health status and family longevity history
• Risk tolerance for market volatility in retirement
• Legacy and estate planning objectives
• Interest in specific annuity products and income guarantee features

Streamline Client Onboarding and Strategy Development

Rather than juggling multiple intake documents, emails, and follow-up calls, this form consolidates all the information you need to develop a comprehensive longevity risk mitigation strategy in one professional, easy-to-complete experience. Clients can complete the form at their convenience, and you receive organized, actionable data ready for analysis.

Paperform's conditional logic ensures clients only see questions relevant to their situation—if they already have annuities in place, they'll be asked about those holdings; if they have specific health concerns, appropriate follow-up questions appear automatically. This creates a personalized experience that feels consultative rather than transactional.

Automate Your Workflow with Stepper Integration

Once a client submits their longevity risk assessment, you can use Stepper (stepper.io) to automatically trigger your next steps: send a personalized acknowledgment email, create a task in your CRM to schedule a strategy session, generate a preliminary analysis document, or notify your team that a new assessment is ready for review. This automation means less administrative work and faster response times for your clients.

For firms handling multiple submissions, Stepper can route assessments to the appropriate advisor based on asset level, geographic location, or specialty area, ensuring every client gets the right expertise for their situation.

Professional Design That Builds Trust

First impressions matter in financial services. This form template uses Paperform's flexible design capabilities to create a professional, branded experience that instills confidence. Customize fonts, colors, and imagery to match your firm's brand guidelines, and add your logo to reinforce your professional identity throughout the client experience.

The form layout is clean and organized, making complex financial questions feel approachable. Progress indicators show clients how much of the form remains, and clear section headers help them understand the purpose of each set of questions.

Secure, Compliant Data Collection

Financial information demands the highest security standards. Paperform is SOC 2 Type II compliant and offers enterprise-grade security features including SSL encryption, data residency controls, and role-based access permissions. Your clients' sensitive financial information is protected at every stage of the collection and storage process.

Integration with your existing CRM, financial planning software, or secure document storage systems ensures data flows seamlessly into your established workflows while maintaining compliance with industry regulations.

Ideal for Financial Advisors, Planners, and Wealth Managers

This form template is specifically designed for:

• Financial Advisors and Planners conducting retirement income planning and longevity risk assessments
• Wealth Management Firms offering comprehensive retirement strategy services to high-net-worth clients
• Retirement Planning Specialists focusing on income optimization and annuity allocation
• Insurance Professionals specializing in fixed and variable annuity products
• Fee-Only Advisors providing unbiased retirement income planning guidance
• Investment Advisors incorporating guaranteed income products into diversified retirement portfolios

Why Paperform for Financial Services Forms?

Financial professionals choose Paperform because it combines sophisticated functionality with ease of use. You don't need a developer to create professional, branded forms that collect complex financial data. The document-style editor makes customization intuitive, while powerful features like calculations, conditional logic, and integrations handle the sophisticated requirements of financial planning workflows.

With Paperform, you can:

• Collect comprehensive financial data in a single, organized submission
• Brand the form to match your firm's professional image
• Integrate with your CRM, planning software, and communication tools
• Automate follow-up workflows using Stepper or native integrations
• Access submissions securely from anywhere, on any device
• Generate reports and insights from collected data

Get Started with Longevity Risk Mitigation Planning

This template provides everything you need to begin offering systematic longevity risk assessments to your clients. Customize the questions to reflect your firm's specific methodology, add or remove sections based on your planning approach, and adjust the design to align with your brand.

Every retirement is unique, but the need to address longevity risk is universal. With this professional intake form, you'll gather the information needed to develop personalized strategies that help your clients enjoy financial peace of mind throughout their retirement years.

Start using this template today and transform how you collect critical financial information, freeing up more time for the high-value advisory work that matters most to your clients and your practice.