Dental Financing Calculator

Affordable Dental Care Starts with Understanding Your Payment Options

Finding the right financing for dental work shouldn't add stress to an already anxious experience. This Dental Financing Calculator helps dental practices show patients exactly what their treatment will cost—and more importantly, how they can afford it.

Whether you're a dental office helping patients understand their out-of-pocket costs, or a practice administrator looking to increase treatment acceptance rates, this calculator streamlines the financial conversation. Patients can see real-time estimates based on their insurance coverage, explore payment plan options, and compare financing alternatives including CareCredit, in-house payment plans, and third-party lenders.

Built for Dental Practices and Patient Financial Coordinators

This template is designed for dental offices, oral surgeons, orthodontists, periodontists, and cosmetic dentistry practices that want to remove financial barriers to treatment acceptance. By providing transparent cost breakdowns and flexible payment scenarios upfront, you can:

• Increase treatment acceptance by showing patients affordable monthly payments
• Reduce administrative back-and-forth with automated calculations
• Build trust through transparent, personalized cost estimates
• Streamline checkout by capturing insurance and financing preferences in one place

How It Works

Patients enter their procedure details, insurance coverage information, and financing preferences. The calculator instantly shows estimated costs, insurance contributions, and monthly payment options across different plans and terms. This helps practices have informed financial conversations before treatment begins, improving case acceptance and reducing payment delays.

Automate Follow-Up with Stepper

Connect this calculator to Stepper to automatically route qualified leads to your scheduling system, send financing application links to patients who select third-party options, or trigger follow-up emails with detailed payment breakdowns. You can even sync calculations to your practice management software or CRM to keep patient financial records up to date.

Trusted by dental practices nationwide, this calculator helps you have the financial conversation with confidence—turning treatment plans into booked appointments.