---
title: Retirement Plan Loan Application Form Template | Paperform
description: Professional retirement plan loan application form template for HR teams. Includes loan amount, repayment terms, spouse consent, interest rate disclosure, and default consequences. SOC 2 compliant and fully customizable.
url: "https://paperform.co/templates/retirement-plan-loan-application-form"
type: static
generatedAt: "2026-03-28T00:45:04.629Z"
---

[← Back to free form templates](/templates/)    ![Retirement Plan Loan Application Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/retirement-plan-loan-application-form.png)
    [Preview](https://_preview.paperform.co/ai-template/retirement-plan-loan-application-form) [Use this template for free](/create?ai-template=retirement-plan-loan-application-form)    [Human Resources Forms](/templates/category/hr/)[Financial & Accounting Forms](/templates/category/financial/) [Business](/templates/industry/business/)[Human Resources](/templates/industry/human-resources/)[Finance](/templates/industry/finance/) [Office Manager](/templates/role/office-manager/)[HR Manager](/templates/role/hr-manager/)[Accountant](/templates/role/accountant/)[HR Specialist](/templates/role/hr-specialist/)     About this free form template
### Streamline Your Retirement Plan Loan Process with Paperform

Managing employee retirement plan loans doesn't have to mean stacks of paperwork and endless back-and-forth emails. This **Retirement Plan Loan Application Form** template helps HR teams, benefits administrators, and finance departments process loan requests efficiently while maintaining full compliance with plan requirements.

Whether you're a medium-sized business managing a 401(k) plan or a benefits consulting firm serving multiple clients, this form captures everything you need: loan amount requests, repayment term selections, spousal consent where required, and clear disclosure of interest rates and default consequences.

Built with Paperform's conditional logic, the form automatically shows or hides the spouse consent section based on plan requirements and marital status, ensuring you only collect the information you need. The clean, professional design matches your company's brand while guiding employees through what can otherwise feel like a complex financial process.

#### Why Paperform for HR and Benefits Forms?

Paperform helps HR teams replace outdated PDFs and manual processes with smart, automated workflows. Once an employee submits their loan application, you can use **[Stepper](https://stepper.io)** to automatically route the request to the benefits administrator for review, notify payroll when approved, update your HRIS or benefits platform, and trigger the loan agreement generation process.

Need signatures on loan agreements or spouse consent forms? Connect this template to **[Papersign](https://papersign.com)** to send legally binding eSignature requests the moment an application is submitted, keeping everything connected and creating a clear audit trail.

With integrations to tools like BambooHR, ADP, Gusto, and your favorite spreadsheet or project management platforms, Paperform becomes the central hub for benefits administration—saving your team hours every week while giving employees a smooth, modern experience.

Trusted by HR teams worldwide and SOC 2 Type II compliant, Paperform helps you professionalize your benefits processes without adding complexity.
       Built for growing businesses, trusted by bigger ones.   Trusted by 500K+ business owners and creators, and hundreds of millions of respondents.     ![Capterra - 4.8 out of 5](/images/capterra-st.jpg)
 ![Trustpilot - 4.8 out of 5](/images/trustpilot-st.jpg)
 ![G2 - 4.8 out of 5](/images/g2-st.jpg)
  [Try Paperform free now](/register)
## More templates like this
  [![Dependent Care FSA Grievance Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/dependent-care-fsa-grievance-form.png)

### Dependent Care FSA Grievance Form

Submit formal complaints about dependent care FSA claim denials, reimbursement delays, or plan document violations. Track and resolve FSA administration issues efficiently.](/templates/dependent-care-fsa-grievance-form/)
[![Profit Sharing Plan Enrollment Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/profit-sharing-plan-enrollment-form.png)

### Profit Sharing Plan Enrollment Form

A comprehensive profit sharing enrollment form that verifies eligibility, explains vesting schedules, captures distribution preferences, and projects annual contributions for employees joining their company's profit sharing plan.](/templates/profit-sharing-plan-enrollment-form/)
[![Social Security Retirement Benefit Coordination Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/social-security-retirement-benefit-coordination-form.png)

### Social Security Retirement Benefit Coordination Form

A comprehensive form to help employees coordinate their Social Security retirement benefits with employer pension plans, estimate benefits, and receive application assistance.](/templates/social-security-retirement-benefit-coordination-form/)
[![Argentina Employee Referral Bonus Form with AFIP Reporting](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/argentina-employee-referral-bonus-form-with-afip-reporting.png)

### Argentina Employee Referral Bonus Form with AFIP Reporting

A comprehensive employee referral bonus form for Argentine companies with AFIP supplemental compensation reporting and tax withholding compliance for CUIT registered employees.](/templates/argentina-employee-referral-bonus-form-with-afip-reporting/)
[![Argentina Salary Sacrifice Arrangement Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/argentina-salary-sacrifice-arrangement-form.png)

### Argentina Salary Sacrifice Arrangement Form

A comprehensive salary sacrifice arrangement form for Argentine employees with AFIP compliance, CUIT documentation, and structured benefit allocation tracking.](/templates/argentina-salary-sacrifice-arrangement-form/)
[![Direct Deposit Enrollment Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/direct-deposit-enrollment-form.png)

### Direct Deposit Enrollment Form

A secure and professional form for employees to enroll in direct deposit by providing their banking information, account details, deposit allocation preferences, and uploading verification documents.](/templates/direct-deposit-enrollment-form/)
[![Employee Benefits Annual Notice Package Acknowledgment Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/employee-benefits-annual-notice-package-acknowledgment-form.png)

### Employee Benefits Annual Notice Package Acknowledgment Form

A comprehensive form for employees to acknowledge receipt and review of annual benefits notices, summary plan descriptions, HIPAA privacy practices, and other legally required disclosures.](/templates/employee-benefits-annual-notice-package-acknowledgment-form/)
[![Employee Benefits Cost Transparency Calculator](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/employee-benefits-cost-transparency-calculator.png)

### Employee Benefits Cost Transparency Calculator

Calculate and compare your total compensation package with detailed breakdowns of employer subsidies, employee contributions, and industry benchmarks to understand your full benefits value.](/templates/employee-benefits-cost-transparency-calculator/)
[![Employee Hardship Withdrawal Request Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/employee-hardship-withdrawal-request-form.png)

### Employee Hardship Withdrawal Request Form

A comprehensive form for employees to request hardship withdrawals from their 401(k) retirement plan, including documentation of financial emergencies, tax penalty acknowledgments, and alternative loan options.](/templates/employee-hardship-withdrawal-request-form/)
[![Employee Health Insurance Marketplace Notice Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/employee-health-insurance-marketplace-notice-form.png)

### Employee Health Insurance Marketplace Notice Form

A comprehensive health insurance marketplace notice form to inform employees about their coverage options, exchange enrollment, affordability, and premium tax credit eligibility under the Affordable Care Act.](/templates/employee-health-insurance-marketplace-notice-form/)
[![Green Bond Investment Program Enrollment Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/green-bond-investment-program-enrollment-form.png)

### Green Bond Investment Program Enrollment Form

Enable employees to participate in your company's green bond investment program by capturing sustainability priorities, risk tolerance, and contribution preferences in one streamlined form.](/templates/green-bond-investment-program-enrollment-form/)
[![Home Office Accessibility & Specialized Seating Request Form](https://img.paperform.co/fetch/f_webp/https://d3gw2uv1ch7vdq.cloudfront.net/content/form_templates/assets/home-office-accessibility-specialized-seating-request-form.png)

### Home Office Accessibility & Specialized Seating Request Form

Request specialized ergonomic seating, mobility equipment, and accessibility accommodations for your home office workspace with ADA compliance documentation and approval workflow.](/templates/home-office-accessibility-specialized-seating-request-form/)